Quotes By Suze Orman

If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to take out a reverse mortgage once you turn 62.

Make this the year you tackle that credit card debt once and for all.

The key to making money is to stay invested.

People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies.

Who would you want to be giving you advice? Somebody who doesn't have any money?

When you give, give from the place of the heart because it is the right thing to do, not the easy thing to do.

If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.

Cut back your spending now.

I am a big believer that orderliness begets wealth.

The world needs another vehicle to get people to pay in cash.

A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace.

The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.

We women know how to take care of everybody so well. But the one person we have written out of the equation is us.

Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as high as you think.

Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account.

The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.

The advantage of online banking is that you can pay bills superfast, and your account is automatically credited or debited for each deposit and payment, making it easier to stay on track.

There is nothing more beautiful than a confident woman.

Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.

When you lose something in your life, stop thinking it's a loss for you... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone.

Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.

A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.

Ignore the annual percentage rate when shopping for a mortgage.

If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do.

Opt for a fixed-rate rather than an adjustable-rate mortgage.

Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score.

We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece of real estate or a college education.

Give to yourself as much as you give of yourself! This means you have to put yourself first.

Opposites may attract, but I wouldn't put my money on a relationship of financial opposites.

The world does not need another credit card.