Quotes By Suze Orman

Owning a home is a keystone of wealth - both financial affluence and emotional security.

Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.

So many financial dreams are thwarted by the failure to act upon good intentions.

In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential... it's no different in the financial realm.

Recast your current problems into proactive goals.

The less money you owe, the less income you'll need and the less you'll have to save for tomorrow.

People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies.

If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to take out a reverse mortgage once you turn 62.

Make this the year you tackle that credit card debt once and for all.

When you give, give from the place of the heart because it is the right thing to do, not the easy thing to do.

If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.

I am a big believer that orderliness begets wealth.

Cut back your spending now.

The world needs another vehicle to get people to pay in cash.

A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace.

Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account.

The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.

The key to making money is to stay invested.

Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as high as you think.

There is nothing more beautiful than a confident woman.

Who would you want to be giving you advice? Somebody who doesn't have any money?

The advantage of online banking is that you can pay bills superfast, and your account is automatically credited or debited for each deposit and payment, making it easier to stay on track.

If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.

Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.

When you lose something in your life, stop thinking it's a loss for you... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone.

Ignore the annual percentage rate when shopping for a mortgage.

If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do.

A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.

We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece of real estate or a college education.

We women know how to take care of everybody so well. But the one person we have written out of the equation is us.